STORE HOURS Monday through Saturday 9:00AM to 5:00PM

(508)583-8448

Home › The Lending Process 

A Pawn Loan is as easy as 1, 2, 3! 

Bring us your item(s) of value

Bring us your valuables to use as collateral!

We loan fast cash on almost any item of value. A Pawn Loan in MA is a fast and easy way to get the cash you need, based on the value of the merchandise you leave with us as collateral. Almost 80% of the merchandise Ideal Jewelry & Loan takes in as collateral is gold and diamond jewelry. Nonetheless, we also loan on Electronics, Instruments, Tools, Sterling Silverware, Coin Collections, Antiques, and more! 

Appraisal of merchandise

Our staff of experts will appraise your valuables!

Ideal Jewelry and Loan has a staff of experts that will help you get the most for your merchandise to use as collateral on a pawn loan. Each member of our staff is expertly trained to understand the value of your gold and diamond jewelry, as well as any other items you are looking to loan. Have no idea what you have? Our staff will research the item for you to see if you have anything of value to help you receive the cash you need. 

/ Get the cash you need!

Your valuables will be safely stored, and the MA pawn loan will be explained to you!

Ideal Jewelry and Loan has been serving customers as a collateral-based lending institution in Brockton, MA since 1992. We offer better lending terms than competition in the area. After agreeing on a loan amount, the loan will be further explained to you and any questions you have will be answered. Each loan is good for 4 months and may redeem the loan whenever during the 4-month period.  While we try our best to get you the money you need to help pay off any bills or expenses you may have, we also try our best to reunite the items with the owner. If you have any questions or concerns during the loan period, give us a call and we will assist you as best as possible. If you can’t pay off the full loan amount after 4 months, you can “renew” the loan for another 4 months. 

Other Information Regarding a Pawn Loan in MA

Interest rates are set by the City of Brockton, and approved by the Commonwealth of Massachusetts Division of Banks. These rates can be found in the Massachusetts General Laws, Chapter 140B. Interest rates are fixed at 3% per month. However, appraisal and origination fees will vary depending on the amount of the loan. The terms for a Massachusetts pawn loan are 4 months, renewable any number of times by paying the interest due on the Pawn Loan in MA.

Contact Information

(508) 583-8448
Ideal Jewelry & Loan
242 Main Street
Brockton, MA 02301-5321

Contact Information

(508) 583-8448
Ideal Jewelry & Loan
242 Main Street
Brockton, MA 02301-5321